You will win an insurance bet if the dealer’s second card is a ten or a picture card, thus giving him a blackjack. If it is any other card you will lose the bet. It pays out at odds of 2:1.
When Do You Take Insurance In Blackjack
A question I get asked quite frequently by casino players is whether they should take insurance in blackjack. It seems to be something that confuses a lot of people, even among those that fullyunderstand basic strategy and the role that math has to play in blackjack.
When I’m asked this question I usually just give a simple answer (no), but I sometimes feel inclined to expand on this and explain why. I recently did this with a player who asked the question,and for one reason or another he just couldn’t seem to accept what I was saying. He was absolutely convinced that the insurance bet is always the right way to go.
Should You Take Insurance In Blackjack
Should You Use Insurance In Blackjack
My initial reaction was to wonder why he asked me the question in the first place, as he was so sure he knew the correct answer himself. My second reaction was to think that I should write a blogpost about taking insurance in blackjack. So here it is! I’ll explain exactly what the insurance bet is for any of you who are not familiar with it, and then use some basic math to explain whyit’s a bad bet.
Blackjack insurance is one of those game rules you’ll find in almost every version of twenty-one you’ll play, whether you play online or in live casinos. The main reason blackjack insurance is offered is that many players take insurance. Almost 100% of the time, this is a mistake. Insurance in blackjack is a sucker bet–you should never take it. A few exceptions to that rule exist.
- This means there's a high probability (slightly less than a third) that they have a blackjack, thus ending the game and resulting in you losing your stake. To counteract this, you can opt to take “insurance” before the dealer checks his face-down card if you think he will obtain a blackjack. If the dealer has a blackjack, these bets win.
- By betting the entire 1 / 2 of the initial bet, an individual may re-produce the money they’d have likely lost in situation your player has blackjack. When playing casino blackjack, players should understand that the insurance plan bet is decided round the special area of the table, which regularly will get the language “Insurance Pays 2:1”.
When Should You Take Insurance In Blackjack
Should You Ever Take Insurance In Blackjack
One gambling expert wrote “insurance is for cars and card counters”. While I can think of a few other cases where insuring oneself is a good idea, that’s a good quote to remember when you enter a casino. When you’re counting cards, you’ll encounter the rare occasion when the numbers indicate taking insurance is a good bet. Other than those cases, blackjack insurance is always a bad idea. Here’s why.